Complaints Procedures
- A customer who is not satisfied with a financial product /service offered by a bank may complain to the respective bank for redress.
- If not satisfied, the customer may complain to The Head, Financial Stability Department, Bank of Ghana, P. O. Box GP 2674, Accra for assistance. Or Email complaint to complaints.office@bog.gov.gh
- If not satisfied take legal action.
Some of the Causes of Customer Complaints
- Unexpected/ excessive charges
- Losing money because of a bank's slow administration
- Dispute over who is at fault if money is stolen from an account.
- Incorrect or misleading information about a product.
- A bank's failure to adequately warn customers about the risks of a product/service.
- A banks failure to draw attention to a particularly strict condition in a contract.
- A bank's failure to carry out customer's instructions.
- Discriminatory Pricing (unfairly being offered worse terms than other customers)
- Not being given adequate notice about charges to a contract.