FinTech Statistics – Bank of Ghana

FinTech Statistics

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FinTech & Innovation

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FinTech Statistics

Indicator	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23	Aug-23	Sep-23	Oct-23	Nov-23	Dec-23	Jan-24	Feb-24	Mar-24	Apr-24	May-24	Jun-24	Jul-24	Aug-24	Sep-24	Oct-24	Nov-24	Dec-24	Jan-25	Feb-25	Mar-25	Apr-25	May-25	Jun-25	Jul-25	Aug-25	Sep-25	Oct-25	Nov-25	Dec-25	Jan-26	Feb-26	Mar-26	Apr-26	May-26	Jun-26	Jul-26	Aug-26
Indicator	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23	Aug-23	Sep-23	Oct-23	Nov-23	Dec-23	Jan-24	Feb-24	Mar-24	Apr-24	May-24	Jun-24	Jul-24	Aug-24	Sep-24	Oct-24	Nov-24	Dec-24	Jan-25	Feb-25	Mar-25	Apr-25	May-25	Jun-25	Jul-25	Aug-25	Sep-25	Oct-25	Nov-25	Dec-25	Jan-26	Feb-26	Mar-26	Apr-26	May-26	Jun-26	Jul-26	Aug-26
Registered e-money customers (Cumulative)	32,563,600	32,712,084	34,312,682	34,919,696	33,242,664	33,149,397	33,739,528	36,276,415	37,404,743	38,246,665	39,080,360	39,954,622	40,882,122	41,868,621	42,055,517	43,211,297	44,321,060	44,976,534	45,969,026	46,912,332	47,289,819	47,706,429	48,308,975	48,424,110	49,220,981	49,926,289	50,240,585	50,661,806	51,048,941	51,593,562	52,394,275	53,280,199	53,788,806	54,457,343	55,288,500	56,052,944	56,679,032	57,372,364	57,606,106	58,700,627	60,174,479	61,131,766	62,324,287	63,157,068	64,049,632	64,945,361	65,579,075	66,298,745	66,889,016	67,614,815	68,226,126	68,711,981	69,264,141	69,895,350	70,527,500	71,161,165	71,895,713	72,460,537	72,981,689	73,548,066	74,064,456	74,596,460	75,192,916	75,798,853	76,409,472	77,050,922	77,706,433	78,418,548	79,145,806	79,806,887	80,492,591	81,205,587	81,865,216	82,554,503	83,282,244	83,901,291	84,611,889	84,985,749	85,798,694
Active e-money customers	14,130,350	14,651,835	14,838,522	14,510,314	15,018,932	15,478,291	15,708,294	16,610,149	17,173,953	17,363,903	17,534,853	17,349,032	17,529,852	17,811,466	17,232,043	18,026,787	18,303,250	17,271,354	19,066,260	19,433,002	18,434,784	17,982,106	17,948,480	17,359,135	18,534,816	18,881,454	18,602,773	19,102,061	18,839,254	18,205,485	19,526,216	19,946,319	20,196,738	20,223,950	20,380,716	20,551,466	20,452,823	20,652,904	21,055,774	21,834,777	22,148,769	22,017,460	21,623,926	21,949,535	22,131,902	22,445,663	22,793,296	22,938,255	23,137,459	23,382,208	23,913,899	24,071,046	24,388,764	22,630,209	22,835,643	23,031,068	23,318,355	23,479,305	23,486,648	23,567,350	23,597,472	23,912,493	24,221,454	24,271,128	24,459,590	24,438,572	25,077,661	25,039,113	25,257,910	25,535,565	26,657,242	26,915,257	26,504,882	25,833,139	26,082,606	25,963,561	26,367,443	26,154,528	26,437,352
Registered Agents (Cumulative)	314,144	324,305	332,805	338,081	348,978	353,460	363,852	405,342	417,799	430,933	439,824	442,748	464,933	476,205	484,739	496,770	512,048	526,246	538,754	551,586	561,731	570,474	579,672	586,137	594,145	602,427	610,796	620,905	625,273	642,386	650,767	661,033	676,817	689,361	699,592	711,364	729,152	744,871	751,497	772,496	742,485	749,945	799,571	802,950	809,068	811,128	816,805	821,592	829,986	834,534	838,056	843,176	847,658	854,293	862,561	866,266	871,782	877,499	882,722	885,849	896,041	902,876	911,041	919,634	923,366	931,381	938,354	944,747	948,641	954,736	959,833	966,857	978,247	987,291	997,348	1,007,592	1,015,743	974,049	983,367
Active Agents	238,068	234,940	238,732	254,072	250,368	263,260	284,805	321,779	332,354	338,131	344,261	351,330	356,147	374,704	386,093	392,804	402,730	413,563	425,369	426,706	441,385	439,131	442,375	431,603	445,857	457,608	453,595	461,753	462,439	440,519	471,625	477,125	489,336	494,455	505,122	492,455	508,461	520,684	527,090	560,574	571,114	567,850	555,985	582,114	543,612	590,403	608,856	607,823	615,596	617,158	612,099	566,715	551,251	542,534	523,352	455,928	404,473	412,436	404,371	404,953	411,462	410,605	414,128	423,978	422,771	445,608	433,261	435,052	453,151	478,958	491,057	498,845	513,849	524,314	537,716	540,788	545,920	569,171	593,581
Total value of e-money transactions	30,200,931,635	30,102,191,620	33,769,502,654	32,832,761,438	41,498,769,202	45,328,302,147	52,487,615,436	59,715,740,276	59,331,476,817	59,003,773,603	69,885,554,412	67,077,647,897	67,900,733,433	82,261,559,811	83,815,994,306	86,545,650,394	89,127,841,729	99,125,362,859	81,829,086,115	71,693,510,984	80,030,235,122	86,063,028,261	82,853,135,188	76,177,400,635	76,812,536,290	90,463,146,178	87,657,048,848	71,431,970,183	77,376,331,833	77,154,550,972	87,077,993,975	88,812,708,155	100,227,478,158	116,958,868,727	122,006,957,653	130,055,492,927	133,967,914,041	147,549,185,169	138,830,257,899	159,729,476,918	156,939,001,751	169,637,709,767	161,811,690,671	156,954,459,172	179,187,742,002	185,860,756,739	199,339,078,156	198,362,010,814	195,763,907,852	181,899,382,018	202,952,854,405	234,313,897,929	224,008,198,545	264,853,424,801	273,580,683,933	284,902,294,321	298,567,299,418	316,350,501,750	334,842,811,080	333,044,105,740	316,233,258,384	351,729,830,859	364,980,995,507	360,046,493,252	323,162,167,078	355,388,704,942	354,097,137,335	406,903,892,578	434,728,880,229	420,112,998,334	518,397,048,552	446,242,147,452	446,578,955,010	484,559,927,614	517,308,139,979	493,991,573,775	492,911,603,419	502,470,727,103	518,776,713,262
Total volume of e-money transactions	190,117,341	192,837,293	204,681,483	181,850,028	212,057,731	225,927,903	253,710,616	274,813,781	282,737,606	286,662,879	308,027,696	301,182,634	294,825,039	335,931,196	323,270,736	345,005,475	338,138,615	365,447,348	376,851,071	375,887,690	391,303,316	397,796,455	401,159,657	371,778,285	365,462,547	413,366,550	402,704,626	381,842,366	378,199,522	398,976,552	447,367,669	447,262,238	479,971,185	492,373,198	488,208,974	497,130,001	492,652,623	534,334,807	542,292,572	563,393,283	534,874,233	563,739,366	600,703,975	586,895,470	614,897,287	617,628,148	657,213,817	617,632,465	608,536,415	631,399,938	629,792,098	668,147,748	644,436,315	678,847,815	724,260,414	704,501,819	728,432,678	708,732,870	745,066,791	725,753,756	698,379,786	764,437,418	777,743,075	795,801,650	735,405,111	778,239,311	830,671,667	830,058,242	893,235,783	891,892,549	982,088,515	949,125,046	897,241,410	965,317,228	988,884,888	960,537,046	953,941,960	995,153,513	1,046,457,169
Balance on Float	3,682,142,963	3,598,053,374	3,910,173,376	4,114,003,683	4,572,085,141	4,842,543,216	5,242,506,831	5,601,445,816	6,104,253,576	6,575,005,176	7,038,543,938	7,048,169,886	7,236,277,916	7,481,825,548	7,496,631,810	7,823,847,169	7,961,180,611	8,445,927,442	8,755,638,471	8,762,602,740	8,431,337,998	8,905,130,754	9,744,380,751	9,398,233,710	9,424,269,379	9,479,899,783	9,577,800,839	9,164,589,181	9,314,764,913	9,289,944,726	9,122,923,631	9,799,366,015	10,346,381,720	10,933,549,457	13,071,428,922	12,820,124,677	12,732,718,161	12,806,635,155	13,194,396,946	13,237,193,089	14,043,147,902	13,723,158,310	13,806,630,277	13,687,244,348	15,304,688,117	15,803,521,054	18,330,946,238	16,813,805,179	17,378,573,906	18,686,003,022	19,324,638,438	21,128,350,164	22,163,347,481	20,569,289,412	22,153,661,693	25,067,073,418	24,221,484,910	26,116,352,454	27,195,282,611	26,266,116,463	27,854,706,029	28,060,248,963	28,174,185,727	27,440,111,342	28,860,635,767	29,497,270,898	28,426,540,018	32,077,603,140	31,029,107,199	32,584,550,372	39,584,628,634	35,615,793,810	33,861,185,929	35,351,969,126	36,656,250,949	37,647,263,031	39,989,766,051	39,082,089,207	39,766,071,505