Interest Rates – Bank of Ghana

Interest Rates

IR Indicator

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Interest Rates

Monthly Interest Rates

Year:

Variables:

Year	Variables	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2022	Average Time Deposits Rate: 3-Month ( %)	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	13.13	14.00	14.00
2022	Average Commercial Banks Lending Rate (%)	20.16	20.52	20.57	21.61	22.53	24.27	26.46	27.96	29.81	31.40	33.87	35.58
2022	Average Savings Deposits Rate (%)	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63
2022	Monthly Average 91-Day Treasury Bill Interest rate Equivalent (%)	12.55	12.82	13.49	16.22	19.05	24.15	26.16	27.68	29.65	31.53	34.62	35.48
2022	Ghana Reference Rate (%)	13.90	14.01	14.18	14.50	18.04	20.80	23.66	24.23	26.50	27.44	30.56	32.83
2022	Inter-Bank Weighted Average (%)	12.81	12.96	13.32	16.46	18.43	19.92	21.25	21.93	22.05	23.98	25.80	25.51
2021	Average Savings Deposits Rate (%)	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63	7.63
2021	Average Time Deposits Rate: 3-Month ( %)	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50
2021	Average Commercial Banks Lending Rate (%)	20.97	21.02	20.96	20.93	20.85	20.61	20.67	20.51	20.23	20.34	20.17	20.04
2021	Inter-Bank Weighted Average (%)	13.56	13.56	13.58	13.57	13.57	12.88	12.65	12.61	12.61	12.66	12.64	12.68