Financial Soundness – Bank of Ghana

Financial Soundness Indicators

FS Indicator

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Financial Soundness

Monthly Financial Soundness Indicators (Banking Sector)

Year:

Variables:

Year	Variables	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2006	Capital Adequacy Ratio (%)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	15.75
2006	Non Performing Loans (%)	12.26	12.85	12.89	12.65	12.06	12.66	12.29	11.74	11.01	11.01	10.56	7.86
2006	Return On Equity (ROE) – After Tax (%)	25.30	21.79	24.15	26.33	27.64	24.84	24.75	25.26	25.26	24.04	25.79	27.45
2006	Return On Assets (ROA) – Before Tax (%)	4.52	4.00	4.30	4.56	4.80	4.60	4.53	4.62	4.70	4.45	4.71	4.81
2006	Core Liquid assets to total assets (%)	20.30	19.71	21.05	20.58	21.09	21.19	19.66	21.00	19.68	21.40	21.92	23.47
2006	Core Liquid assets to short-term liabilities (%)	28.63	26.81	28.82	27.93	29.21	28.70	26.88	28.51	26.98	29.16	29.76	31.80
2006	Credit to Deposits (%) (From Aug 2018, credit excl loans under receivership)	77.70	73.61	72.71	72.10	76.27	70.55	72.02	73.10	74.55	76.17	75.79	74.51
2007	Capital Adequacy Ratio (%)	16.88	16.59	16.87	15.27	14.95	15.19	14.54	15.01	14.76	15.04	15.20	14.76
2007	Non Performing Loans (%)	7.46	7.35	6.93	6.84	7.41	7.00	6.71	6.83	6.14	6.59	6.83	6.91
2007	Return On Equity (ROE) – After Tax (%)	28.06	23.14	26.90	23.22	28.65	16.72	24.41	29.53	27.40	26.39	28.26	25.83