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Payment Systems Oversight Annual Report 2020
In the year 2020, the payments systems landscape witnessed significant changes mainly on account of the Covid-19 pandemic. The Bank of Ghana and the Government consciously promoted the use of digital payments to facilitate a cash-lite society to mitigate the spread of the disease through the handling of cash. The pandemic led to emergence of new forms of financial technology companies. The formal banking sector also continued to partner with mobile money operators and fintechs in the delivery of innovative financial services.